Services
Personal Insurance
Business Insurance
Ancillary Insurance
Retirement
Personal Insurance
- Long-Term Disability
- This protects your future income against various disabilities and accidents that can happen in life.
- Long-Term Care
- Hybrid Long-Term Care Life Policies
- These policies are life products that offer a set amount of dollars per month that can be used for various long-term care needs. There are multiple premium options that will not increase over time.
- Hybrid Long-Term Care Life Policies
- Life Insurance
- Term Life
- The most affordable type of life insurance that protects the insured for a designated length of time.
- Whole Life
- Guaranteed premium, guaranteed death benefit, and guaranteed rate of return on cash value.
- Universal Life
- This offers adjustable premiums based on varying financial circumstances.
- Equity-Indexed Universal Life
- This is the same as universal, but cash value is based on an equity-index (ex. S&P 500).
- Term Life
Life Insurance Offered by Ethos Life
Ethos Life provides affordable life insurance options so you don’t get stuck with policies you don’t need.
Unsure if life insurance is the right decision for you? Click below to learn more about policy options and the variety of reasons that people choose to have life insurance coverage.
The Deaton Agency invites you to apply for life insurance, the easy way. Click below to sign up or get a quote today!
To learn more about our Personal Insurance options, or to contact our team, click here.
Business Insurance
- Medical
- We service business from 2 – 1000 employees. We will shop the market each year to find the best medical plans for your business. We will work hard to keep your rate increases to a minimum. If we are unable to keep rates low with your current provider, we will run numbers and look to switch to a different provider.
- Vision
- We offer group vision insurance for your business.
- Dental
- We offer group dental insurance for your business.
- Group Life
- Employers can offer their employees an opportunity to purchase small amounts of term life insurance, usually with no health questions.
- Group Short-Term Disability
- This is a great benefit for employees that might miss short periods of work due to a wide variety of reasons.
- Group Long-Term Disability
- This is a great benefit for employees that might miss long periods of work due to a wide variety of reasons.
- 401K
- We provide employers with everything they need to set up employee 401K retirement plans.
To learn more about our Business Insurance options, or to contact our team, click here.
Ancillary Insurance
Through American Public Life (APL), we offer a wide variety of great benefits that employers can offer to their employees for no additional cost to the employer. These benefits are usually offered to employees as an optional benefit that is paid via payroll deduction. Examples of ancillary benefits are:
- Term Life Insurance
- Critical Illness Insurance
- Accident Insurance
- Short-Term Disability
- Cancer Insurance
- Hospital Indemnity
If you are an existing client that already receives APL benefits, click here to go to APL’s website where you can download claims forms, register your account, and file/mange claims.
To learn more about our Ancillary Insurance options, or to contact our team, click here.
Retirement
- Annuities
- We offer Fixed Annuities and Indexed Annuities. Both options are safe and offer favorable ways to grow your money. Annuities are protected against market volatility.
- 401K
- We provide everything needed to set up 401K retirement plans.
- IRA
- We provide everything needed to set up and manage your Individual Retirement Account using safe investment options.
To learn more about our Retirement options, or to contact our team, click here.
